When to Expect Your SSD Payments Throughout 2024
Predictability matters, especially when you’re living on a budget, and a single monthly check may be your only source of income. If you receive Supplemental Security Income (SSI), that check should arrive like clockwork on the 1st of each month. If banks are closed on the 1st of the month because it’s a weekend or holiday, you’ll get paid early. For Social Security benefits, including Social Security disability benefits (SSD), it works a little differently. Here’s what you can expect in 2024.
Social Security Disability Benefits Payment Schedule
If you started receiving Social Security benefits, including SSD benefits, before May of 1997, the schedule is simple. You’ll get paid on the 3rd of each month regardless of other variables. If you’re receiving both SSI and SSD, you will receive your SSI payment on the 1st and your SSD payment on the 3rd. For everyone else, your payment date depends on your birth date.
Birth Date Payment Schedule for SSD
The Social Security Administration (SSA) has broken out payments into groups. The first group includes those listed above, who are paid on the 3rd of the month. Everyone else is broken out based on when they were born. The schedule looks like this:
- For those with birthdays from the 1st to the 10th of the month, SSD payments are deposited on the second Wednesday of the month
- For those with birthdays from the 11th to 20th of the month, SSD payments are deposited on the third Wednesday of the month
- For those with birthdays from the 21st of the month to the 31st of the month, SSD payments are deposited on the fourth Wednesday of the month
You should be aware that this system means that you will usually get your benefits four weeks apart, but occasionally five weeks apart. Keep that in mind if you are budgeting for weekly expenses rather than just monthly ones, and make sure you know when your next payment date will be.
Exactly When to Expect SSD Benefits in 2024
*The schedule below assumes that you do not fall into one of the special categories described above. If you started receiving benefits before May of 1997 or are also receiving SSI benefits you will receive your SSD payment on the 3rd of each month.
If your birthday falls in the range from the 1st of the month through the 10th, you should receive your 2024 SSD benefits on:
- January 10
- February 14
- March 13
- April 10
- May 8
- June 12
- July 10
- August 14
- September 11
- October 9
- November 13
- December 11
If your birthday falls in the range from the 11th of the month through the 20th, you should receive your 2024 SSD benefits on:
- January 17
- February 21
- March 20
- April 17
- May 15
- June 18 – Tuesday, because June 19 is a federal holiday
- July 17
- August 21
- September 18
- October 16
- November 20
- December 18
If your birthday falls in the range from the 21st of the month through the 31s, you should receive your 2024 SSD benefits on:
- January 24
- February 28
- March 27
- April 24
- May 22
- June 26
- July 24
- August 28
- September 25
- October 23
- November 27
- December 24 – Tuesday, because December 25 is a federal holiday
For those receiving payments on the 3rd of each month, you can expect the following early payments due to the 3rd falling on a weekend or holiday:
- February 2
- March 1
- August 2
- November 1
What if My SSD Benefits Don’t Arrive on Schedule?
If your benefits don’t arrive in the mail or appear in your bank account on schedule, you may want to wait a few days to see whether you receive them. Even though the SSA makes a point of processing benefits early if your payment date falls on a weekend or holiday, those variables can impact both mail delivery and electronic processing. For example, if your bank typically takes 24 to credit an electronic deposit to your account and the transaction is initiated on the day before a holiday, you may not see the funds available until the day after the holiday.
Fortunately, most deposits credit more quickly now, and that may not be an issue. But, checking with your bank is a good first step–they can let you know whether there is a reason the credit may have been delayed, and may even be able to tell you whether the transaction is pending.
Similarly, the SSA aims to have your check delivered to you on a specific day. But, the U.S. mail isn’t always entirely predictable. So, if you’re getting a check by mail, you may occasionally receive your check a day or two early or late.
Contact the SSA about Missing Benefits
If you didn’t receive your SSD benefits on time and your bank can’t help, you can contact the SSA to report the missed payment. The SSA will investigate. If there was a problem with the deposit or if a check has been lost in the mail or stolen, they will reissue your benefits check or electronic deposit.
When Will I Get Paid if My SSD Benefits Were Just Approved?
Getting approved for SSD can take a long time, and many applicants have to go through at least two levels of appeal before they are approved. The SSA doesn’t specify exactly how long it will take after your application is approved to receive your first check, or any back or retroactive benefits you may be owed. You should contact the SSA if you haven’t received your first check within 60 days of approval.
Disability Help Group is Here for You
Whether you’re applying for SSD benefits or have been denied and want to fight for your benefits, we’re here to help. Our experienced advocates can guide you through the application or appeals process, ensuring that you avoid mistakes that can delay your claim, provide the evidence the SSA is looking for, and generally put forth the strongest claim possible.
To learn more about how we can help, call (800) 800-3332 right now, or contact us here now.