Watch Out for Social Security Disability Scams: How to Protect Yourself

By:  Jennifer HC Walker, Senior Disability Advocate

If you’re applying for Social Security Disability (SSD) or have already submitted a claim, it’s important to be aware of scams that may target you during this process. These scams can leave you vulnerable to financial loss and identity theft. In this blog, we’ll walk you through common Social Security scams and how to protect yourself from falling victim.

Social Security Scam Phone Call: What to Do

Imagine: Your phone rings, and the person on the other end claims to be from Social Security. They ask you to verify information which may include your social security number. You may think it’s legitimate, especially if you’re in the middle of your SSD application. But then they tell you something shocking, your Social Security number is about to be suspended, and you’re being charged with serious crimes like drug trafficking or money laundering.

The best thing to do? Hang up the phone, and block the number immediately.

This well-known scam tries to scare you into giving away your personal information or even money. Scammers may contact you by phone, email, or text, pretending to be from Social Security or other government agencies. But here’s the truth:

• Your Social Security number cannot be suspended.
• Federal authorities do not record your conversations with Social Security.
• Social Security cannot arrest you over the phone.

If you receive a call like this, it’s just a scam. Don’t panic, hang up and don’t engage with the caller.

Don’t Be Fooled by Caller ID and Fake Transfers

One trick scammers use is to fake caller IDs. They may show up as “Social Security” on your phone, but it’s not actually them. If you’re ever in doubt, ask for the caller’s name and hang up. Then, call Social Security directly using their official number (1-800-772-1213) or reach out to your local office.

Scammers may also try to transfer you to another person, pretending to be from agencies like the Drug Enforcement Agency (DEA) or the Federal Trade Commission (FTC). In reality, they are just passing you off to someone else in their scam operation.

What Social Security Will Never Do

It’s important to remember that Social Security will never ask you for gift cards, cash, or cryptocurrency. Scammers may try to convince you that you owe money and that the only way to pay is through these untraceable methods. If anyone asks you to buy gift cards or send money in this way, it’s a clear sign of a scam.

Neither Social Security, nor any legitimate government agency, will ever pressure you to use these methods to make payments or settle debts.

Report a Scam: What to Do Next

If you think you’ve been targeted by a scam, don’t hesitate to report it. Social Security even has a recorded message warning you about these types of calls. If you receive a scam call, you can report it to the Office of the Inspector General by calling 800-269-0271 or filing a report online at oig.ssa.gov/report.

Remember, you’re not alone in protecting yourself. If you’re unsure about a call or email, always feel free to reach out to an experienced advocate on our team. We’re here to help guide you through any concerns with your SSD claim.

Protect Your Personal Information

The most important thing to remember is: Hanging up never leads to any negative consequences. Social Security will never freeze your bank accounts, suspend your Social Security number, or have you arrested over the phone. Scammers rely on fear and confusion to trick you into giving them your personal information.

When in doubt, hang up and contact Social Security directly or call our team at 800-800-3332. Stay vigilant and protect your hard-earned benefits.

Need Help or Have Questions About Your SSD Claim?

If you ever feel unsure about your Social Security Disability claim or suspect that you’ve encountered a scam, don’t hesitate to contact the advocates at Disability Help Group by clicking here or calling us at 800-800-3332 . Our team is here to help you navigate the process and ensure that your claim is on track.

Stay safe, and take action if anything feels off!